Michael’s firm Aquarius Financial provides investment management services, but not financial planning services. Prior to engaging in an investment advisory relationship with us, we encourage you to visit a fee-only Certified Financial Planner (CFP®).
You can find fiduciary advisors through the Assn. for Financial Counseling and Planning Education, the XY Planning Network, the Garrett Planning Network, the National Assn. of Personal Financial Advisors and the Alliance of Comprehensive Planners, among others.
Typical services provided by financial planners
• Comprehensive Life Planning
• Retirement Funds Stress Test
• Debt and Budget Workout
• Retirement Health Check
• Social Security income review
• Sunset Care Planning
• Financial Fitness Checkup
• Tax Planning and Filing
The Financial Planning Process
A financial planner’s role in working with clients is that of a financial life coach. If you are like most people, your financial decisions are governed not just by logic and facts, but also by emotions and beliefs regarding money. A good financial planner will explore these beliefs and patterns with you, resulting in an increased awareness that helps to guide you on a path forward. Recommendations grounded by intelligent, independent advice may allow you to live a more independent, conscious and financially secure life.